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South Carolina Residents Look Forward to Homeownership with Local Credit Union Mortgage Rates, According to
1/11/2013 11:36:35 AM


COLUMBIA, SC, January 11, 2013 – delivers local South Carolina consumers ongoing reports on the state of current mortgage loan rates today, and discovers a 3.50% APR mortgage rate provided by Palmetto Citizens Credit Union.

Palmetto Citizens Credit Union is offering its mortgage loan rates with a 3.58% APR for a 30-year loan. The rate is based on a sales price of $200,000 with 20% down for a property located in South Carolina. The actual rate and APR may be higher or lower depending on the borrower’s credit history, loan amount, property state, product features, term and loan-to-value ratio.

Palmetto Citizens Credit Union, formerly Columbia (SC) Teachers FCU, was organized and issued a federal charter in 1936. At the time, 10 individuals each deposited $5 to begin the credit union with hopes of serving employees of the Columbia Public Schools.

In 2001, the credit union was granted approval by the NCUA to become a community-based establishment, which is why it now serves individuals who live, work, attend school or conduct business in Richland, Lexington, Newberry or Fairfield counties in South Carolina. Serving more than 53,000 members, the credit union has assets surpassing $530 million.

For more information about Palmetto Citizens Credit Union and other local financial institutions in the state, visit

To learn more about this rate, please click here.

Other Terms and Conditions may apply. Interest rates are based on the institution’s online published rates and may have changed since this offer was posted. Additionally, Go Banking Rates manually collects interest rates from local institutions to determine the most competitive offers in the area – featured banks and credit unions do not pay to be featured in rate alerts. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

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